When I spoke to them about it, they basically told me that this is how they do it and that because the lease was contracted through January 31 I should have known I would still be responsible for rent even after vacating the premise, taking my name off utilities (including the prorated water bill they supply) and giving them the keys, and paying the prorated rent they charged me.

@Matthew Paul  OREO agents we deal with are so MUCH better than a wholesaler you buying form the bank  title is OK.. they give you a shot at the deal.. and they KNOW basically what a deal is .Good OREO or investor agents most defiantly create a niche for themselves..

Ive been writing the lingo down as I go, but you gave me some new ones.I'm not a pro member yet, once I am i'll have all the calculators, but till then I figured if I can know how to analyze a deal without a calculator, Id have a better understanding of what to look for and basic understanding.

There's basically a strategy we use sometimes to shove all the consumer debt into the name of the spouse with a day-job, which frees up the investor spouse's DTI for debt covered by cashflow.

Utilization, credit mix, age of file, etc. all figure into the scenario.Utilization becomes an issue when it reaches 40% or so of the total or on any individual revolving account.I have a whole PowerPoint I use to explain credit basics to rooms of consumers.

Unless you are doing above a certain $ value, getting into a syndication will be a massive waste of time and money. 

It was a homeless guy and I nearly killed him when I was down there. luckily a harmless guy but I basically just put locks on everything that had an entrance or a door. but yeah...if theres complaints. just get rid of the one tenant

basically, they used jenweld from lowes double hung, double pane. 

Most banks have mortgage minimums so it basically reduced the buyer-pool to cash-buyer-investors.

Basically for what my goals are it seemed more like the appropriate way to go.