Both of these are niches that only select banks/lenders specialize with.

As for the 2/1 unit There is a long term tenant (10+ years) that has a great relationship with the landlord (they seem to be friends as well) and has been paying rent on time ever since they have been there.

How well do you know your potential borrower and their creditworthiness?

I inspected the home pretty well if anyone needs more info just pm me.

I set my restrictions for something like inside of my PMS mainly, but I do know PL has the capability as well, even though I don't personally have that exact setting.

NAR’s numbers show a healthy bump in inventory—a 5.9% month-over-month increase and a 10.3% rise year-over-year, rounding out to about 1.07 million units up for grabs.Despite the bigger selection, buyers are still out in full force, pushing the median existing-home sales price up by 5.7% from last year to $384,500.

That is why you selected to be on Biggerpockets.

Buyer could either, purchase the house now, while seller continues to make all mortgage payments until he is out, as well as NO Seller finance payments to be made until seller is out.

I don't know Orange County too well to answer your questions, so will just add a few other tidbits as food for thought. 

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