Hi Mike, Its always great to network, grow connections and see how others approach the same issues.There is a monthly meetup in Manhattan which myself and others will be attending.

On average the S&P 500 / stock market grows at a multiple of real estate (as much as folks on these forums think otherwise).

(Kind of reminds me of Columbus, which is growing even though Ohio has flat or negative growth.)Interest rates are on the rise, which is going to start showing up in the data very soon.  

The $12 per month will make up in the long term if a claim ever has to be made.Sad to say the weather patterns are changing rapidly and we are in Tornado Alley, as well as we have pretty decent hail storms with great risks of repeat flooding in some areas.

the business is a legal grow oporation.

Rochester is a growing city because of Destination Medical Center which is a multi billion investment in town to turn it into the Silicon Valley of Medical care and research backed by Mayo Clinic.

@Allan Anderton You would refi so you can pull your cash back out to reinvest into the next deal and continue to recycle your capital over and over again to ultimately grow your portfolio.

Dexter has been one of the fastest growing markets in Southeast, MI and is a great little town.

I believe real estate investing is one of the best ways of doing this.In short, My long term goals center around:Health: My well-being, Relationships (Everyone in the world) and their healthLearning: Education and Growing experiencesAdventures: TravelWealth: Reinvesting in Real Estate BUT (secret #1) I believe my highest purpose is; To love others and enjoy my journey, as well as help others love and enjoy their journey, no matter their circumstances.

Short-term under performance shouldn't be a concern if you've bought in a growing market at a low basis.