In this scenario, the owner of record is not the person you, the end buyer, are buying the house from.So check and see who the owner of record is and match that name against the seller listed in the offer paperwork you initially filled out.

The lender that we applyed for said they couldn't tell us what the percentage would be till after they processed the paper work.

:lol: Thanks to all for your comments and votes.Rich, I am jealous I am not with you sipping margs on the beach in Cancun, instead of doing paperwork here, but my time will come soon enough!

Seems less expensive then hard money -pros/cons-.Ins and outs of the paper work.

Once I knew the person who signed his loan paper work I set up an appointment with her.

They seem to basically provide the paperwork needed for loans between friends and family.

He persuaded you not to file any paperwork because the lender might find out.

Oh, so you never filed any paperwork with the county?

I also do one more step prior to using any of my own paper work and thats to use an Equity Purchase contract, then I let 5 days go by before I start with my own paper work.. .

You also need to inspect the entire building and grounds, because that all needs maintained, ALL of the hoa paperwork: Articles of incorporation, ccrs, bylaws, rules and regulations.