I would love a reach out from any managers with information about their costs and service. 

if you want to, you could just say the application fee is non-refundable regardless of whether or not they are approved or denied - or just put that on the form they sign to give you permission to run their credit/background checks.If you are this worried about upsetting applicants, though, I worry about you.  

I can connect you with a few lenders I know on the "Non investment side of things to see if they can help out.

Best thing to do is to call the local housing authority and they can explain some numbers for you and the process (assuming you can get ahold of them).You could always just post the numbers here or in the proper forum and double check it.Hey thanks for taking the time to call me out on my mistakes(IK THAT MIGHT SEEM SARCASTIC, ITS NOT)I did take into consideration cap ex, repairs, property management, debt services, taxes, and insurance.

If you think about AirBnB, it essentially acts as an escrow - a guest may book months in advanced and pay at booking, but the funds are not released to you until after check in.I would love landlords perspective from this community on if you would be open to using a trustworthy third party tool that offered this same service (ie. tenants pay whatever your deposit is to this escrow account, then 24 hours after check in it is sent to you).

Hey, can anyone recommend a good house cleaning service for the Cleveland area?

The last thing you want is to buy something and the Agent's estimate on rent and/or reassesed taxes was wrong and you end up with a non income producing property. 

Establish interest reserve for each loan so there are no non performing loans to report2.

The work that has been done shouldn't require any services calls for a some years.We haven't put any top end items to the home.

There is no personal loan for non owner.Loans are organized like this for non owners:1-4 can be a conventional or government backed or DSCR or bank statement loan- lots of variety in products.