I might try casually mentioning that detail and see how he reacts. :)

She still worries at times having a maxed out HELOC, especially at our age,but she has no issues what so ever spending all the money it brings in.

I have also had good luck with the county reports however, some counties are still living in the dark ages so you will have to hire a company to pull it for you.

Good luck on your hunt, I think as @Antonio Guerrera, Jr. mentioned your best bet may be to find some off-market or foreclosure deals.

Will Barnard mentioned something along these lines at the 2012 BP Summit but I'm not sure if that information is still relevant to Wholesaling REOs today.

Michael Clevenger I don't believe you ever mention if the appraisal was an FHA appraisal or not.

With that said, you technically can refinance any time you want after you close because these conforming loans generally have no prepayment penalty.The other aside that I will mention is that you will want to make sure you have sufficient comparable sales in your area that will be able to document enough value before you spend money on a non refundable appraisal.

Thanks for the mention Account Closed

I should also mentioned that I don't have access to the property and I am working remotely.

Jay Hinrichs can make the deal as he mentioned he is doing 27 at a time.