So, when trying to split utility bills, that they agreed to in their leases, we've had Class C tenants not pay claiming other unit(s):1) Are using more of the utility then they are2) Have more people3) Are having family & friends over to wash their clothes4) Wash their car5) Etc...When we've taken nonpaying tenants to court and included nonpaid split utilities in their past due balance, some judges have thrown out the utilities.We still split utilities on multi-unit leases, but warn owners it may not be able to get tenants to pay.Best bet is to separate when possible.

Some have ligit claims and get nothing. 

When you go to college, you pay to go to learn from a professor that claims to be able to help you make all the money you've ever dreamed of, earning with the top in your chosen profession.

So when she falls out of love with him, he can't claim the apt, or try to have her removed. 

You can create a quit claim deed QCD yourself, go to a title co and they can prepare it or a lawyer. 

One think I learned from another investors mistake in my market is that when a flood claim is made, the insurance companies report that to the city building permit department. 

If the movers damage the floor make a claim with the moving company.

Bought property until it brought in approx 80% of my work incomeMy boss had been out on medical leave for almost a year only met her once at my 30 day review after I had worked there for 6 months.    

Medical and student loan debt don't offer as strong of a threat, as they seldom garnish to collect.Good luck!

@Mitchell Gisi you may be able to use adverse possession law to claim ownership.