The LLC is the business structure most use when investing in STRs.If you're extra worried about liability you could split the 3 properties into 3 LLCs but to me this seems like a situation of "If it ain't broke don't fix it"

Even a water heater replacement is usually listed as 1 hour, MAYBE 1.5 if there was water damage.

Hard money is usually best.

It sounded like the team working on the loan wasn't motivated to close as the usual path on these situations is to find a solution with the sellers to get the loan done. 

I think you equally partially answered that question, telling the difficulties you are facing with STR regulations.this is my prescription and what I have decided to do .consider HELOC your current property, use the money to 1- add some value to your current home if room provide ( not to exceed X $ amount) you can then rent out the extra created meat to help pay HELOC2- Use the balance of HELOC to purchase another home in an appreciating market and if possible one that allows STR. use cash flow from new property still towards HELOC and just allow second home appreciate OR if you can fine a fixer upper to do BRRRR tat will even be better.that is what I have resolved to to. you can get back to me at 301-256-1578 so we can continue to brainstorm.little cent

No one has ever complained because it helps them close one or two extra deals every month which ends up being a more than10x return on their investment.Tools are these funny things, try them, if they are not adding value just cancel.

If you are borrowing money, the lender would usually create a property mortgage document and record a lien on your property/land.

I usually purchase in areas I am familiar with. 

Ensuring you have your deed ready is crucial for PSEG to confirm ownership and complete the utility transfer process, usually taking 1-2 weeks post-closing.

For house hacking, I usually take the approach of buying something in a nicer area.