We don't typically advertise a target refinance date or amount unless it's an essential element of the business plan (heavy value add), but include it as a preference within the first 1-4 years of ownership. 

However, I remember seeing an article on rent relief for landlords that would be sparked from paperwork filed by the tenant.

And in setting up all the paperwork, I'm wondering what are the pros and cons of having one bank account for all properties vs. having separate bank accounts for each. 

Without using the HELOC, it would of essentially been a double on my original investment, or 58% annualized.

@Masood Amin it’s essentially a partnership of multiple investors who pool their resources togetherto pursue an endeavor that they themselves could not, or would prefer not to do themselves.There is a Sponsor or General Partner for the project, who is the activeinvestor puts the deal together and is responsible for executing the business plan, and thenthere is a group of passive investors, the Limited Partners, who contribute capital in exchangefor equity in the project.

The tenant has an essential job in healthcare and Covid has not been a problem.

- should I hire an attorney to get paperwork/contracts in place. - advertising it (Zillow enough?)

So essentially in 90% of cases you increase your costs and risk for no increased reward.

He is looking for money and free rent essentially (we all do right?

But I use virtual assistances to do all the paperwork, and I have empowered my employees that look after the properties to find cost savings to make a bonus per quarter.