She would actually rub it with her finger to test. 

That means, you can only wear one hat during a given transaction, and most importantly when others know you have your appraisal license and then ask you about their homes value or price and you offer advice, you might in fact just have given them an oral appraisal and you would need to follow USPAP as it relates to record keeping for that assignment.The bigger questions is why would you want to take all of those classes for appraisal (very expensive) and then study for that test (not easy) to do a BPO?  

I have capital that has produced disappointing results in convential investments  I am considering investing 60 - 80 K all cash on a town home rental  this will give me a chance to test the waters and see if I want to go bigger  jay

You make an assumption but do you have any data to back that up.

Its not to say it has not been a success, however, I do not think it has been excellent, their has to be more and better portfolio lenders that someone on BP can define.Please share your experiences and gain better insight into the deeper operations of the elders denied, by triangulating as much data and information the BO community has.

Verify that property passes the Self Sufficiency test *this is a rule for multi family properties purchased using FHA.

The program will cover the following topics on how to evaluate a prospective property from a financial perspective:- gathering relevant data- estimating costs- calculating cash flow- important financial indicators ( such as CAP rate, ROI ) and how to calculate them- what will a bank look for in order to issue a loanMake a commitment to join us and learn from Brian at our February 8th main meeting…and bring your team.

Dust creates lots of rough spots so test how dirty the floor is with a hand test prior to coating.  

If you are 100% certain and the data backs you up, I would probably invest in slightly higher end (by existing standards) homes, as those will most likely be more desirable as the higher income neighbors move in.

Question 5Line 314 Authorization for Appraisal, Inspections, and testsDo I just list all tests that I want to have authorized?