This is made far worse by the fact that most physicians are largely unknowingly irresponsible consumers who drive a luxury vehicle, live in a 5,000 sq ft home, and carry a student loan and/or practice debt burden somewhere between $0.5-1 million compounding at 6%+ per year, AND while paying into one of the highest tax brackets.

Doing the investment on HELOC and this will consume half of my available capital.

I realize it won't do anything sitting in my bank account so I'm looking for a vehicle to make it exponentially grow.Looking forward to reading your thoughts.Thanks.If you are carrying any credit card debt or other consumer debt like car loans, paying that off is going to generate a better return.  

If he was just asking for the amount withheld I probably would have negotiated that with him, but he thinks he is going to nail me under the states consumer fraud protection act.Yes the damage was to the top, but the edge of the top, so it could have been a vehicle or a person.

Both are time consuming and not profitable.

The act of changing the oil is not really time consuming but going to the store to buy 1 quart of oil then bringing the 1 quart of used oil to the recycling center can be.

Gotterdammerung: A Very Serious Legal Threat.It alleges that cooperation and compensation is an anti-trust violation that results in consumer harm, and seeks an injunction against forcing home sellers to pay the commissions of the buyer agent.https://notorious-rob.com/2019/03/gotterdammerung-a-very-serious-legal-threat/

This has seriously consumed me, I’m literally at work researching and trying to figure out if or how this could be my fault.

Can be done, just time consuming when you are analyzing hundreds of properties within two months window.  

It has consumed my thoughts in recent months.