Matt Penland with State Farm was able to get me better coverage and cut my rates over TN Farm Bureau. 

Super low down payment and much much better rates and terms. 

Also, he could have done well in a different rate environment.I am not sure why you feel the need to comment on comments, but I would find better things to do with your time.

Family is better because it's harder to get away with 'screwing family over'.  

1. you're right in the new ones from developers don't produce any cashflow. you might want to look at the secondary market to get better yields as the properties are already built and can cashflow right away. also easier to see comparable rents in the same development. check bank repos, distressed sellers and the like. you might also want to get a parking slot for added income as they can be leased out separately. it's also quite difficult to sell without one should you decide down the road. developers usually have an in-house leasing team to handle property management which we use for some of our properties.  

Taking a bit over a long period of time is better than taking it out all out at once.Furthermore, you can have 80% LTV if you purchase property in your personal in your own name.LTV inside of a SDIRA is somewhere around 50%

I'm not sure why this would be better than the original strategy though.

DSCR is a better option on rates and cost compared to Fannie and Freddie loans.  

(We do better than that, but we bought when properties were cheap!).

For example, have you used smart home devices, community engagement platforms, or data analytics to better understand and meet tenant needs?