Ultimately I do not want to be over leveraged, stuck paying a high mortgage for extended time, or live in a home that needs work I can’t fund what are your thoughts and recommendations for how I should structure my first purchase?

I have a recommendation for you!

Any recommendations would be greatly appreciated!

My final assessment on Citrona is: I do actually have a deed to a property, maybe they mean well, maybe they are outright scammers, maybe they are just trying to make a quick buck on quick flips, I am not 100% sure...but one thing for sure is that their property management company is terrible and seriously lacks communication, and I would never recommend them.

You can always consider buying down the rate, but the reason we don't recommend it right now (and the reason I didn't in December) is because your recoup period on paying points in generally 3-4 years right now.

I have heard of Midwest but any recommendations for which cities to look into? 

My goal is to ensure that if anything unfortunate happens to me before my daughter turns 18, all my properties won’t go through probate and get frozen for up to two years before she can access them.I have a few questions and would appreciate any advice:Estate Planning Lawyer Recommendations: Can anyone recommend a good estate planning lawyer in Georgia?

Try one of the big names, but HIGHLY recommend you ask everyone in the R.E. world if they have a referral, or call some of the smaller LLC companies in the area. 2.

Both the tenants and property management company were recommendations from people I trusted, but I will raise my vetting game in the future. 

(I can't remember exactly to be honest, but we charge about what it costs us to run the background check.)I would definitely recommend doing that.