I am wondering the same Joseph I've just attended some of their zoom calls and listened about their educational packages offers.

Part of the submittal to the lender, along with the contract and the seller’s hardship package, is prelim HUD1/closing statement showing the bank’s proposed payment to junior liens. 

I purchased a single family with owner financing and the rate is very high 10% but the property still cash flows great and I will most likely sell it as part of a package or sell it for a profit at some point .

These factors are part of defining affordability in terms of operational costs.Reducing Op Ex should start with Project Design, which should include a deep dive into running a cost benefit analysis on energy efficiency for the items noted above including considerations for the building envelope, insulation, window/door package, framing and lighting and water consumption.Actually attaining any or all the of the goals noted above generally comes at a cost that typically falls on the developer which sets up an interesting conundrum for the developer.

- We were able to secure this package deal with a first position commercial loan at a +2% benchmark interest rate for 75% LTV.

Get on the mailing list of syndicators and find their "deal packages."

Stay in your golden zone, stuff you can do well, like doing, and/or are good at.Delegating out the stuff you don't like and/or aren't good at, and focusing on what you're good at and like doing, will keep you positive, which will lead to more business.To wit... total post-close compliance packages I have personally worked on packaging in the year 2019: Zero.

I had selected to use my own settlement services provider with the lender - an attorney that was giving me a package deal to do all the loans with him.

Honestly, as a flipper, and wholesaler I hate it when these wholesalers give me their fancy packages with "deals".I don;t care about it.I want to see 37 pictures/sqft.

If your unsure of a judgment pool it is a consolidated list of defaulted loans and/or distressed assets that the bank will package and attempt to sell.