Just my two cents.....I would recommend that you write down the necessary tasks in your business that 1) you like the least, 2) make you the least amount of money for your time, 3) do not negatively impact your competitive advantage if outsourced, 4) are easily transferrable and teachable to others, and 5) would free up your time to work on more profitable tasks.

If the equity margin is small or negative, the note should trade at a greater discount (and thus provide a greater yield) to reflect the additional risk level of the investment.

My expectation is to have a minimum of $1M working and get that amount higher over time.My exit will be any number of the following: Note matures, borrower pays off early, sell all or portion, note becomes NPN and foreclose or deed in lieu.As exits come earlier than the full term, returns increase, they negative is that I must find new notes to re-invest that principle and portion of interest.Now, on the flipping topic, I can't say with an absolute fact that each and every item of expense I put into each rehab flip gets me both my money back and a return on that capital, but it is pretty hard to argue with success and I have been successful doing this for many years on very high dollar figures.

You have a long-term negative cash flow problem that you are trying to resolve using short-term resources (credit cards).

Unless you plan on developing a gas station or retail plaza, assuming that area needs them, I'd find a better place to invest my money.Sorry to be negative.

One topic I find a lot of negative comments about are townhomes.

I like to check the negative ones first and see if I can live with whatever the others are complaining about.

If in doubt, apply your own vacancy allowance (on a 6-plex, we would use 8.33 (1 month in 12) or 10% depending on the locale).Additionally, we never count the laundry revenue - our experience has been that if negates out the extra cost of the commercial machines, their operation, and upkeep  (others seem to like them).I can be of no help with the roof ... tiles do not like winter, so we have never encountered one.That said, it could be alright ... bring the rest of the numbers once you have them.

Hugely expensive - even when the tests etc were negative for leaks, getting it removed was a nightmare... keeping it was out of the question.

I have heard about so many negative experiences with them.