It will be interesting to see the effect of potential lower Jumbo and Super Jumbo mortgage rates on the luxury market as well. 

The desire to keep up with the latest trends and acquire the latest gadgets and luxury items often leads individuals to overspend and take on debt, which ultimately restricts their financial freedom.Furthermore, external factors such as economic downturns, market fluctuations, and unexpected expenses can disrupt even the most carefully planned financial strategies.

In the luxury rental area it is still all about the lifestyle experience with many properties being of the mixed use variety offering street level retail and dining with living above. 

Luxury homes and short-term rentals have been a big topic for 2021.

I still think it is 100% worth it, the absolute best way to create wealth, become financially independent, and be able to afford the luxury of living life doing what YOU want to do. 

If you are early in your career, you have the luxury to decide where your passion pulls you towards. 

I’m a Rookie at ground up new construction, commercial lease options, seller financing, luxury flips, all single family / STR strategies, and a whole bunch of other stuff that I don’t know. 

@Mark Cruse"The children now love luxury; they have bad manners, contempt for authority; they show disrespect for elders and love chatter in place of exercise.

If you’re just beginning you probably won’t have this luxury yet until you get a larger team developed.

I stay away from luxury market like the beach and Brickell .