@Catherine Ding  The additional costs of a smoker are the purchase of the ozone generator, and the additional paint prep with wall washing, and a high quality primer coat.

I would imagine just to make something like this pencil, the cap must be pretty high, right? 

So you're out of luck on that.2nd, it's highly unlikely a rehabber ever has actual knowledge of water intrusion as they don't own a property long enough typically to become aware of the issue.3rd, Indiana is a Caveat Emptor state.

You need to be a pretty high wage earner for it to make any sense- I'd say at least something in the $200k range or more.

I would get insurance with an umbrella policy and a high deductible.

I wanted multifamily originally but found the lack of inventory and high prices a big obstacle.

I definitely wouldn't go high end, but I would pay a bit more for solid cabinets.

SBA lenders are confident the deal is lendable, but SBA rates at prime plus 2.5% are high, and I don't want to risk default.

Because all these new construction homes were either started or finished during high inflationary times in regards to both materials and general real estate.

Total checkable deposits for the bottom 50 remains high.