Then you have to respond, usually within 21 days, but it depends on the jurisdiction and circumstances.

Trying to find one that I can put in multiple debts, and play with extra principle payments etc etc 

You can buy cashflowing deals but they are tough to find and usually get bought up by the locals.

Prepayment penalties- usually 1-5 year terms.

That is usually to leave a loan alone as long as its being paid.

Hey Taz, I am aware of one, usually caps at 70% leverage with more of a "limited" recourse, but sounds like it is what you are needing.

Prepayment penalties- usually 1-5 year terms.

It increases the liability risk, it increases wear-and-tear, the tenant is using your property to produce an income, the extra traffic could impact their community, they may be operating in violation of the law, and more.If I caught someone doing that, I send them an immediate cease-and-desist.

The LLC is the business structure most use when investing in STRs.If you're extra worried about liability you could split the 3 properties into 3 LLCs but to me this seems like a situation of "If it ain't broke don't fix it"

Even a water heater replacement is usually listed as 1 hour, MAYBE 1.5 if there was water damage.