The most it could be is 2.15% so if you multiply that by whatever your loan amount was that would be the max you could get back in rebate.From what I'm gathering your broker told you to ask the escrow officer why the rebate was cut. 

Maybe you could wholesale and work with the buyer to flip for a cut after the sale.

I'm aware while being an RE agent everyone gets a cut of what I do in my investment business so I'm reaching out for a little advice from someone who has been in my situation.  

I pocket 7.5%  Pesky Private Money Lenders cutting into my spread!

A short cut sometimes is knowing the appraisers in the Assessor's Office as they usually have working papers with cross references of information, but here such working papers aren't really public records, but folks might help you.After knowing the system in an area courthouse you can often call for info.

As to a point system I'm guessing it's some method to avoid understanding RE and markets, another short cut that any monkey can follow to make you wealthy so that books can be sold.  

Although Oregon switch to judicial a few years ago and that cut down drastically on NW T business. they have a very good interactive site.. you log in ... and you can pay for their trustee's guarantee as well if you get real interested.Please note that there are very strict laws in Wa an OR about buying a home that is in foreclosure from an owner..

Give them a cut, etc. 

I receive advice early on, you have to know when to cut ties because your wasting time on a client that you can not assist selling their property at the unrealistic price.  

Monteria,    I find that if you word your ads in a professional manner, use a registered business name & include that a credit check is required you cut down on a lot of the riff raff.