Las Vegas will be one of the top choices.

@Josh Collins I think you made the right choice. 3-4 years is a long time and the scope of what they wanted done is totally acting as a property manager, and no good deed goes unpunished.

Disclosure:  I am a lender.I personally would not escrow if given the choice.  1. when lenders set up escrow accounts, they typically add in a buffer (by the time taxes are due, they are holding 14 months worth of taxes).  2. as you alluded, by not escrowing, you control your cash and have the use of it during the year.There is a potential downside to not escrowing. 

Poor choices 5 years ago and nothing negative since, defaulted student loans, or current unpaid credit cards and utilities.

Along with the new tax bill, i was hoping Philadelphia was a good shot as i did see allentown as a choice too but not sure

I apologize for my poor choice of words, friend.

@Steve Weinstein - If you have a choice between a cash out refi and a HELOC, I would do the cat out REFI.  

In terms of whether you should hold off or start now is really a personal choice. 

@Samuel Hunker Why have you limited your choices to 1) buy expensive or 2) move?

I need to make a solid choice somewhere.