It also makes it harder for other operators down the road--- not your main concern but we all impact each other.What about you and your wife live in the garage unit, and rent out the house for a lot more, at least until all this permitting is figured out.

@Paul Bogard going to assume you are buying this proeprty to live in while you "house hack".First, you should understand +95% of real estate agents ONLY know how to sell owner-occupied properties and are almost useless for investors:(Find an agent that has rental properties themself or can PROVE they've got successful repeat investor clients.Secondly, you can greatly improve your cashflow by renting out your other bedrooms.

My guess is You will need to go through a foreclosure process in this situation as a legal remedy.

@Mario Morales we would definitely use Zillow for something like this.

Anyway, as long as this is money you can afford to lose good luck.

Coming here is a good start to help understand what your appetite is for real estate.

This 2024 remodeled masterpiece is ready to impress!

This one has been going on a while.

As an investment property owner, this means less maintenance and fewer unexpected expenses from storm related damage, often resulting in more affordable insurance premiums, less wear & tear on mechanical equipment, roofing materials or exterior surfaces.

Sounds like this is going to be a great cash flowing asset.