Are you cash flowing the property?

It may cost more but the headaches it saves is more than worth the extra cost.

He's right that there is always an option to effectuate a cash for keys (aka buyout negotiation). 

Maybe worth a shot, before you pay for a course. 

This is my fist deal, as per recommendation of my studies I'm doing this cash and I will refi when I'm done.

With your one home barely being cash flow positive, but had a large amount of equity, we were able to move you into four excellent cash flowing properties that offered much higher returns, and increased your passive income.  

In 5 years it’s worth $125 k and you take your $20k back out.

If you can pay all cash I would.

@Kathy Tran make sure the tenant is paying CLOSE to market rent.Do NOT be short sighted over a 5-10% difference.A good, stable, long-term tenant is worth at least 5-10% less than market rent.On the other hand, did you get the rent ledgers?

I need to continue to pursue cash flow but would very much like to be in a more remote position to spend time on the lending side because being a realtor and appraiser is limiting in a local geographic sense.