Both a cash out refi and a HELOAN have options to qualify you based on FICO and the income from the property - your income, employment and DTI are not factors in this case.

If applicants don't meet these criteria, then we would typically allow them to use a US-based guarantor with an income of at least 80x the monthly rent.One more thing- Don't make exceptions based on personal stories!

You can also charge based upon tenant qualifications = chance of damages.

Are you Military and have to live off Base?

I make $120k - $150k per year and am based on the west coast.

I am currently active duty military serving at Joint Base Pearl Harbor Hawaii.

Choose your plan based on your money goals, how much risk you can handle, looking into the market, and how long you plan to invest.

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

The answer is that a 1031 provides tax savings and/or deferral based on the situation. 

This equity is going to be the base of further investing for financing.2 - As part of the new house build, we had to buy an adjacent lot (great price, mountain views, owned outright).