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You would need to discuss with your lender based on the kind of mortgage loan you're trying to get. 

What do private lenders or equity partners look for?

Maybe a private lender or hard money lender would lend the balance.

A big issue you might run into is that most lenders will require you to qualify carrying two mortgages in your debt-to-income ratio.

I’m curious if anyone would have a recommendation for lenders that offer second mortgages in Texas.

Consult with a lender before transferring, ensure property insurance, and discuss legal and tax considerations with a real estate attorney and tax professional.Good luck!

I am currently reviewing the numbers associated with a wraparound mortgage and I need some assistance in determining if they make sense.Can anyone please direct me to the appropriate person who would be able to help me analyze and verify these figures?

Would have to call and order an official payoff from the lender 

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