The regulatory situation is too difficult for that to be predictable income. 

Investors can decide to receive consistent & predictable income on a monthly, quarterly, bi-annual, or annual basis.

I do think we'll get to the flat part of the curve at some point in the near future but none of the experts are advancing predictions of when that will happen. 

Making predictions, especially about the future, is very difficult.

Well you cant predict the future.

IMO Long term projections are essentially useless because you can't predict what the boc interest rate will be that far out. 

Without implying any prediction or forecasting, it is possible for even someone doing everything right to suffer large losses during a recession.

They are completely separate investment vehicles with one being easy to predict what will it be next month and the other very hard to know what will it be next month - mixing them together isn't exactly good business sense.

I would predict around 100-120 but this obviously depends on renovations.

I've already spent a few more thousand dollars than I predicted I would have needed to fix a few things.Like you said, having that cash reserve makes it so much easier to sleep at night!