the three C's Collateral  IE enough value  Character  IE good borrower of outstanding character   Capacity IE borrower has money for Downpayment  Payments and reserves. 

I have a lender that lends nationwide.

There are roughly 11 million job openings available nationwide as of May 2022, according to the Bureau of Labor Statistics (BLS).

...this contract also needs to include agreed upon terms for payment (will they pay you their outstanding debts, and if so, when and how will they pay?

That way there is always documentation of the amounts paid, clear transparency on how much went to principal and how much went to interest, and what the outstanding balance amount is should you want to pay it off before the term of the loan.

What is important is COC, IRR, ARR, etc The IRR on a 3 year value add that primarily requires proper asset management to double NOI would be outstanding.

Civic FS definitely has some great programs in place for this and the customer support has been outstanding.

., clerks office, as well as the municipal dept..I’ve found out that the taxes are behind going on 3 years, the municipal dept. advised me that one of the units water bill is outstanding about $7k.

This graph of the average sales price of new homes nationwide over the last 47 years shows how much the real estate market is shifting right now.

Nationwide, 1:5 house is non owner occupant.In many metros, in 2021, 35-40% of RE buyers are investors.