Its multiple live workshops, field work, some programs that look amazing for assessing value of a house quickly, estimating rehab cost, printing an exact material and work list for a GC, marketing campaigns, etc etc, etc, etc.

We use MINT.com, which is nice.According to MINT, what is largely dragging our credit score down (it's a 758) is credit utilization.That's a few credit cards here and there but predominantly our HELOC is 60% utilized and bringing up our total credit utilization up over 40%.I'm under the understanding that many people use HELOCs as a great way to pull out equity from their primary residence.I don't understand why one would be penalized from having a stronger equity position in their primary residence?

But according to the abatement contractors we've talked to, they cautioned us against demoing all the expected lead materials and installing new.

Depends on the site and the utilities available. 

Labor only:Retrofit a window- $80Install new window- $100Framing- $11/sqftConcrete slab- $6/sqft (include material)

This might be fantastical to take on so I'm very interested in your thoughts.Brief BackgroundI am looking for advice to utilize creative financing for the transition of a huge single family Victorian into a multifamily to hold.

If i see a proforma or P&L where the utilities are paid by the seller and include in the rent i will always make my first offer based on actual numbers - the NOI will be lower if RUBS are not in place.

Given this, how do I best utilize my existing equity to obtain the cash needed to finance my next opportunity  ?  

maybe i can have the utility company do a heat loss assessment. 

So, my question is, is there a package deal where you can purchase mailing material?