LOL .......I like the expression "healthy respect" vs fear.However, the nature of these fears is different.

You expressed that having a license is beneficial.

Does anyone have a solution on a type of line of credit that’s not a heloc, or a dscr cash out refinance that is maybe 3 months seasoning so I can keep the train moving in the express lane instead of making a ton of stops.

If one expresses interest in purchasing, they'll have an additional amount of time to furnish a pre-approval for financing.

I can't express how hard this actually was.

It seems to me that most fear mongers have much to gain in a worst case scenario.I for one will express a great deal of confidence in strong institutions including the US government, over the alternative.

Lots of great thoughts which I feel are honest expression of your feeling about this topic. 

A buyer just today expressed concerns about Wildfire risk, premiums and insurability in Eastern Oregon.

The insurer then analyzes the insurance policy, comparing the facts surrounding the loss with the express terms and conditions of the policy, and ultimately determines if the submitted claim is covered and, if covered, the amount of insurance proceeds to be paid for the loss.

Kristine Marie Poe I cannot express how helpful all of your comments on this thread have been.