John:Money-back guarantees are used so regularly and so extensively that they generally are not as effective as advertisers generally wish.

The sewer, septic is for waste.

Better you pass than they waste your time.

Maybe I am too fearful but I don't see anybody on these boards talking about the credit crunch much and how it will effect their ability to resell the homes they are trying to SS.Or else, you somehow think these lenders in trouble are going to help us SS investors get more deals approved.

They [investors] believe that it's OK to offer 65% of the list price when in fact, 99% of the time it's a waste of time, and probably irritating to the swamped asset manager.

Is this where the term assignment of contract comes into effect when birddogging legally without a liscense???

We try to make ours just a little nicer than the competition--anything more would be a waste of profit 8)In general?

But, it is tough to have a working relationship with a person that may only be loyal to profit, and not you, their (in effect) partner.

This doesn't mean we've hit bottom - the credit crunch wasn't in effect in July.On the other hand (and yes, I'm a positive thinker to a fault - I drive some of my colleagues crazy), I look at it this way: If foreclosures and home prices continue to get worse (and that may well happen), people are still going to need a place to live.

Effectively you are selling some equity and using an option agreement to do so.