If you are considering purchasing a home to owner occupy and are a first time home buyer take a look at the first time home buyers assistance programs.

@Bill Gulley has an academy program if you're interested.  

I thought the program is for first time buyers.

I've been looking for a program like yours but not too many around.

Because it looks bad to override another DE.Your best bet is to see if the buyer can qualify for other financing (there is a new 97% LTV Conventional product called HomeReady), or maybe your state has down payment assistance programs (i.e. here in IL we have a $7,500 DPA program through the state you can use with Conv financing depending on the area, purchase price, and household income).Hope that helps, best of luck.

Quickbooks is good but you should also look at a full service management software programs for the real estate landlord.

There's nothing wrong with being creative...it will lead to your best returns but, when it comes to federal loan programs...it's strictly by the book.  

This post will involve two questions, the first is what program works best for your property management in your own portfolio and for managing others properties and why?  

@Brian Burke - what program do you use to record webinars?  

Why even record the details - use a program that does the integration for you or if you receive checks use a program that when you scan the checks it automatically enters the payment for you in QuickBooks in tenants name.