I'm just curious to know where that landed in this case, to get a sense of the whole picture.As for me, I don't know...

Is this a legitimate concern if I've been on the deed the whole time?

The data tables in excel opened up a whole new world to me so you are preaching to the choir about IRR sensitivity. 

The small rental of 800 a month for the whole year might make them 1,000 bucks and tons of work and headaches dealing with an investor owner and a tenant at the same time.

Thanks I am looking at the area as a whole .

Wait 2-3 years and save for a downpayment of a SFR and skip the whole ADU hassle. 

Every body here knows someone renting or flipping, making it ultra competitive and hard to find the best deals.

Sell and reinvest the proceeds into other properties that'll achieve the 2% rule. 

You should try to achieve exception by this and add your managers details, but explanation of the dependent is needed... 

I have seen people just lie and tell an elderly person there house is only worth x when in reality we all know it's worth much more than that but they need to make a deal.....Perhaps I am losing out on deals but I only have whole saled properties that were bank owned and purchased by me already.