Sort of like buying a house then later getting a HELOC.

The HELOC would free up available credit in the future.

So recently I've brought 2 duplexes in Dayton OH as a newbie investor (22yrs old, w/ decent salary).It's funny because when I see forums specifically talking about Dayton I always start regret it but there's always a silver lining and I need advice on how to weigh those options.To simplify it:Duplex 1$24000 ; $4500 down; 5% interest over 5 yrs$5-6k complete rental rehabDuplex #2$32000Bought outright from financed HELOC on primary home > 15yr loanMajor curb appealVery minimal rehab required I make about $30k living with my mother handling this out of state investing as rookie, and as expected it is hard but I'm keeping my head high and pushing. 

Does anyone know of a HELOC lender that offers 90% LTV?

Cash out refinance.....heloc....and how much do I leave in equity in the home?  

HELOC (You need enough equity on your primary residence here)3.

A few options would beA) HELOC'S on each house individually.B) A Line Of Credit secured by both homes, which you can then add to the balance of as you purchase additional homes.  

If you are getting it at a cost elsewhere, (HELOC, or even at a lost opportunity elsewhere), you have to take that into consideration.You know the health of the company....go with your gut.Mike P.

A HELOC may work well for you.

He owes 108k, 60k for HELOC and 48k on existing mortgage and wants to purchase another house with his wife via traditional financing.