Asset protection is a good consideration, however it can have an impact on other areas, like cash flow and tax. 

Tenants can always choose not to move out, force the start of an eviction, and it will cost you time, headache and lawyer fees. 

@Eric Bilderback, it might be a big mistake to rely on "all of the same assumptions", going forward.Yes, you've enjoyed great appreciation thanks to Banks making lending easy, (almost desperately), for lower and lower interest rates due to competitive forces.

Even if the law does allow it, you may be guilty of disparate impact.

I’ve heard several times On bigger pockets that we should start with a distressed property and force the equity but does that apply with house hacking too?

@Kadeem Wells The conversations with flippers/rehabbers I'm hoping to have from BiggerPockets will make an impact on the path forward.

I think we're looking into an area that we could force appreciation and refinance (we were thinking BRRR, but I have not done that method yet, myself). 

Listings tend to go stale and have a negative impact on buyers.

I live in LA and I’m in Colorado Springs right now visiting my sister in law who is in the Air Force.

I was complaining to the branch manager about something some time later, and she complained they're short handed because they're now forced to open Saturdays.