I've trade mine in 2 times thus far, no hassles... just walk in with a dead battery and walk out with a new one, no charge. 

Need to charge customers water.

Hack your way through it until you can refi into a conventional, regain your VA entitlement, move and do it again.

The plan is to use an owner occupied 5% down conventional loan.

Look up the costs of materials for various things (Flooring, cabinets, granite, shower tile, vanities, fixtures, fans, windows, doors, baseboards, etc) and then look up the local flooring installers, cabinet installers, countertop fabricators, shower tilers, window installers, etc. and ask them how much they charge for labor on certain things.

Hey everyone,      I have seen and heard people talk about 5-10% down conventional loans but I am having a hard time finding one in my research.

I was led to believe by the last mortgage person we used that we couldn't use the rental income for two years during conventional financing.

Once you've beat it to death and chopped your numbers in half, then in half again, if its still a viable angle - charge ahead. 

The main thing a Board of Directors of an HOA is charged with is maintaining property values. 

To go conventional I would need to put them in my name and out of the LLC.