And as someone who ran my own business, fitness industry but viewed as a commodity like real estate, I will say if you want to charge more than your competition, you had better have clients singing your praise left and right. 

It just depends on the value of the loan and how much you can get client to pay in origination or underwriting fees while still remaining competitive.

This is a good thing for 'glass half full' people like you who can capitalize on opportunity with limited competition.- With NY Real Estate at a standstill - you have a great chance to research local markets, consider different investment strategies and gather as much information on the process as needed.- FHA is tightening up some of their guidelines.

I would be curious to hear about the competition you've had when buying these homes? 

For those that don't, it's likely more equity will be needed at best.There's not a lot of buyers right now it seems interested, so if you see a deal and it makes sense, there's probably not going to be as much competition for it.  

But there are still enough essential employees out there working that you should be able to find someone as long as you have a quality "product" and competitive price.

Many top agents actually prefer operating during recessions because of this phenomenon of less competition and able to raise prices.

The best deals are the ones where you have no competition.

Competition and ignorance.

I don't see that much competition out there and they offer great returns for flips or rentals.