There are many ways to complete the transaction some of which are illegal and some are legal, knowing the difference and how to do it legally will set you apart and keep you from inheriting a large and unwanted cell mate.Number 1.

Cold call me after 7pm and you are likely to hear words that will give a sailer PTSD. 8 am is ok but I don't call anyone for business until after 9am on a cell or home phone if I don't know them or their schedule.

Life insurance also has protections for divorce, bankruptcy, and taxes while you are alive, and there are living benefits if you are to become disabled, or get cancer, or lose a limb.  

The 56 unit apartment complex that we built this year we used passive House design where we used to buy six on the exterior walls with 6 inches of open cell spray foam insulation.

You can flip cell phones, washer & dryers, and couches for profit.

I told her how I was homeless as a kid and she told me all about how cancer has tore through her family.

Marketing is not a few cell phone pictures plus a Zillow and Craigslist post.

One lady raised her hand and said that since some people have watches with alarms on them (this was 1990 so no cell phones yet!)

Then my Brother's business partner in a cell phone store (who wasn't too bright) left to fix and flip houses.

And with a cell phone, well, seems all the bases are covered, IMO.SO shop around and check with the accountants here on BP, they will be more likely to be up on RE issues than those tax store types.