In all the appraisals we’ve performed the market doesn’t seem to react strongly to replaced/brand new mechanicals vs older functioning units.

Some suggestions would be to repaint, paint the brick, I would go white trim outside and a gray body, or another fairly neutral color.

No body using the infinite banking concept would ever buy life insurance simply for the death benefit.

Second side note-when it comes to STRs you have to know if your city/county/state/ whatever regulatory body will allow you to have a permit with ownership being in an LLC. 

I go to the gym to stay in shape, but my goal isn't to look like Arnold Schwarzenegger, because  guys that spend that much time on their own bodies are probably lacking something in their lives, missing out, neglecting someone, don't have another skill they need, aren't very smart, live paycheck to paycheck, etc. or some combination of those.

One notable exception is "(4) If the ordinance supersedes any zoning restriction established by a local initiative, the ordinance shall only take effect if adopted by a two-thirds vote of the members of the legislative body."