I would assume even if it isn't in an LLC, the times it is rented out, I could write off things like cleaning and supplies?

I'm wondering if there are any banks that keep their owner occupied mortgages in house, so I could sidestep some of these regulations? 

Those doors will kill a person if they fall on them, hence why regulated for safety features preventing such. 

Specifically, how will the supply of money outstrip the demand, when we have record high unemployment and a pretty active mortgage forbearance program? 

It's probably worthwhile if the furniture they supplied is not in good condition.

Plus, the market is pretty saturated and daily rent for those properties has been slowly going down due to over-supply. 

Also be open to a 'partial' BRRRR in which you might only get a portion of your initial equity back after the refinance.Given the current supply/demand, there aren't a ton of discounts being offered on the MLS currently- however, I would not discount the MLS as being a great place to find properties.  

As we are finding that we cant leverage our fees, (which we would absorb into equity) as a down payment, we are looking at bringing in another partner who would supply the cash for the down payment.

I did see an increase in small MF supply when COVID hit and that has not changed too much.

You can then have them cover some of their own expenses (school supplies, clothing, etc.) from their salary, using money that was taxed at a lower rate.This is all just off the top of my head, of course.