Obviously, based on my relationship with the company, I'm not unbiased, but most people here on BiggerPockets know that I value my reputation above all, and when I agreed to join FTF as an advisor a couple years ago, it was because I was very impressed not only with their business model and underwriting guidelines, but with the CEO (Matt Rodak) and the rest of the management team.I have no requirement to invest my own money on the FTF platform; I do that simply because I like the platform, like the deals that are being funded and find the returns to be nearly as good as the private lending I do, but without all the overhead. 

@Amy Webber“HelloFax, the Web site that finally liberates us from the worst gadget on earth.” 

Charles, thanks for the biggest laugh I've had on BP.After reading your first post I said to myself - perhaps he’s on the After Repair Value.gov Government web site – lol!

For those that say the insurance company's job is not to pay out --- then perhaps you should go with a more reputable insurance company...Hope this bit helps. 

Agreed, reputation is key! 

They are a big group and people I spoke with did say they have a great reputation, but the northeast mentality of wanting things done yesterday does not work in every market.

You should be able to find a reputable company for less.  

This is their web site: https://everseal.com/They describe it as a quartz-based product, but don't go into details of exactly what is in it.

Lastly, you can use the find a lender tool up top of BiggerPockets to find reputable lenders. 

Ideally something that is on web/app that'll allow me to keep track of different items come tax time.