Here are a few considerations and potential strategies to explore:Examine the dynamics of local markets: Start by doing extensive research on the San Jose local real estate market.

Whether you're a seasoned investor, a curious learner, or a multi-family development expert, I'm excited to engage in thoughtful discussions and expand my understanding of this dynamic field.I look forward to contributing to and growing with this community.

The commercial real estate market, particularly for office space, is hurting, allowing for negotiation including incentives like free rent, contingent upon the supply and demand dynamics of the market.

You should be able to get a good enough idea from a visual inspection to put an offer in, or bring someone with that level of experience along with you for showings until you get to that level yourself.  

If you want to increase the size of your financial buffer or are having trouble discovering possibilities in the present market, this might be a wise decision.Ultimately, your decision should align with your long-term goals, risk tolerance, and local market dynamics.

On another note qualified accounts can be great but you have a pension which really changes your dynamics compared to the majority of the population so you need to factor that too.   

You may develop local relationships, comprehend neighborhood dynamics, and react swiftly to market shifts by being physically there.

Your situation is unique and presents an exciting opportunity for your retirement planning.Given your aim to maximize your monthly income to supplement your CalSTRS retirement fund, and your desire to continue investing in properties post-retirement, here are a few suggestions:Assess Your Risk Tolerance: Transitioning from California properties to Indiana duplexes involves a shift in market dynamics and possibly different risk profiles.

Despite a 56% year-over-year decrease in transaction volume to a 14-year low of $35 billion, quarterly sales activity remained stable throughout most of 2023, with 23Q4 volume slightly above the level set in 23Q1.The early months of 2024 saw a significant shift in the market dynamics, with owner-users overtaking private buyers as the primary buyers of large office developments.

It's the dynamic of our relationship, and I accept it.