A major component of my skillset has always been grit and being able to outwork others, which I don't think my current position is able to fully utilize.

I'll try to respond to each component of your comment:- My idea of using an equity partnership as described above is coming from Brandon Turner's book "Investing in Real Estate With No (and Low) Money Down," and in the chapter on partnerships he goes through various why someone with cash may want to engage in a partnership.

I then have 10K in reserves for unexpected stuff (if I'm using my 20k savings, I'm sure there's a formula for how much I should actually have).

I have had unexpected issues pop up way too many times in the last few years, and each time I was very grateful for the extra capital I had stashed away.

You mentioned you still made a hefty profit from 14 deals but the CI Lending component is the BS right?

Maybe it's  a $100,000 buy and a $200,000 ARV, with $40,000 in renovations, plus holding costs, closing costs, unexpected expenses, etc in between".  

Looks like you have a good healthy savings rate and make sure you set aside funds for both expected and unexpected expenses if you do house hack.

Either way, a BIG component will be financing for 5+ units, so either way check in with @Joseph Chiofalo with a scenario overview.

They are going to be able to navigate unexpected issues and guide you through the project. 

I had a sewer line collapse at my rental. The city came out and said it isn't city responsibility. Insurance came out and said it isn't covered. Plumbing company doesn't have a payment plan. All in they want $20k that...