Folks have a lot more rights as idiots (Consumers in an Owner occupied deal) than Investors or anyone with a license (professional license not a drivers license;-)

They should have no problem sharing the original application with certain information retracted (date of birth, social, driver's license, etc.)I use a screening score sheet.

My daughter just got her driver's license, they told me that it would cost $350/month more to add her to my policy.

The anticipated appreciation is the main driver in a rental-purchase-hold there. 

I use her as my broker.The two big drivers are investors and parents of students.

Wouldn't really expect much appreciation there, unless there's some local driver right where you are going to buy.

They quickly agreed.Once I get the letter from the bankruptcy trustee stating that the bank has permission to change the name on the loans, I think I'll sort of be in the driver's seat.

But there were this letters on the application [size=9]"""This application will be processed only if accompanied by a check deposit equal to one month's rent and by a copy of the driver's license of each applicant.

Look for markets that have had some driver for population expansion that is recent (company relocation, etc).

I do that because there are local drivers (population, jobs, new businesses) that I believe will improve the rental property economics here over the years to come.