If you may please send me an email or text when you need additional help as I don't access this blog very often.

Yes, full access, so not outsider uninformed of what's being said, taught, promoted, and NOT said, taught etc.. 

You wouldn’t magically have access to hundreds of thousands of more dollars if your credit score was 20 points higher  TLDR: You aren’t being harmed at all by being 780 instead of 800+.

HELOCs let you access equity as needed, keeping costs low unless you use the funds.Key considerations: If you plan to scale quickly, the HELOC might provide the liquidity you need for faster moves.

I have access to a VA loan but I like where I'm at now and don't want to do another move right now.

Zoning and Environmental restrictions can greatly effect the value of a property. 

My property has a rear detached garage with alley access, so I’m exploring options there.5.

As others have said, you need to check the regs in the area you are looking to make sure STRs aren't severely restricted.

Plus, Tennessee is a landlord-friendly state, which makes it easier to manage properties compared to more restrictive areas.There’s also a growing community of out-of-state investors looking at Memphis because it offers a great balance of affordability and return on investment.

As you know, we generally don't have such restrictions in Canada so I personally tend to look first at the environmental issues my own backyard before.