@Richa Wardhan every investor has to find their own answer to your basic question - focus on portfolio growth or paying off what you have.Portfolio Growth leverages your money using loans and tenants paying off these loans.

Post your questions and I'll make sure to get them answered for you!

.: No one can answer you question as we don’t know where you are or the value of the home.

So to answer your question; You should not be required to give a downpayment/deposit if you are buying materials. 

This is always a tough question to answer @Marc Shin.

Answering those questions always comes back to a single question in my opinion: What's the end goal? 

I would not put so much on an appraisal report.A number of reasons might be the answer for this lower appraisal report:1- What city is this property located?

You won't get good answers without a more tailored question.What are you trying to accomplish and have you invested in MTR before? 

@John Kim @Travis Biziorek is 100% correct.S8 really isn't difficult, but it's not the answer to everything that the self-proclaimed "gurus" make it out to be.With S8 tenants, you're just trading one set of challenges versus direct paying tenants.When we advertise a rental, we take the best tenant we can find, immaterial of their source of rental funds.You want to be careful investing in the City of Detroit because there are a lot of "crooks" trying to sell you Class D properties dressed up to look like Class C or B.Connect with us or Travis for more info!

So he needs to be more ITM than  the 1.25:1 ratio.With that said, to answer the question-- figure out your debt or income.