Unless you're absolutely sure of your holding timeline (and even then things can go sideway), yield maintenance prepays can be punishing.

Talk about cruel and unusual punishment.

In other words, let’s not find the root cause as to why tenants stop paying rent; instead we’ll punish landlords who for some reason only want to accept tenants who have a history of paying their rent....Anyone else writing a letter or planning to attend the mayor’s forum on this issue?

Down south of the Mason-Dixon, it’s not as big a deal because we’re punished with extreme humidity anyway.

In many states, negotiating a contract to purchase a property, marketing that property/contract publicly, locating a buyer, and getting paid a fee for said services constitutes brokering and without an active real estate license, you will have then brokered without a license which can be punishable by fines, jail, and/or restitution.

Assigning the contract in CA without holding a license is brokering without a license punishable by fines, jail, restitution, or all of the above.

@Don KonipolTo there perspective they are gaining by paying on time rather than punished for being late.

If you’re happy to rent to a new person for $1300, $1500 or $1600 should be more than fair, unless you’re mad at them or are trying to punish them why charge them 50% extra?

On the other hand, she would rather have lost $25K and punish her former achilles heel, so every time he applied for credit, he would be reminded through rejection what he had put her through.

I've never had any intent to discriminate,  and I've always tried to follow the law, but I'm in Seattle where it is now possible for me to unconsiously discriminate, so a bunch of laws exist to helpfully prevent me from doing that,  requiring considerable extra kabuki and adding additional risk and punishments in various scenarios.