Tough situation man.

I know cash flow is tough to come by right now, even harder when adding in the HELOC to the DS, so I'm curious about what it would take to refinance a property on closing day?

still not sure how they can prove this. 

Of course, there is very literally entities out there who make there living via filling frivolous lawsuits than offering settlements at cost savings vs one fighting to prove innocence, and they target those "marks" based on such searches.     

Getting your foot in the door is tough, but as I am sure many investors will tell you - the first one always takes the longest to get under your belt, but after that it gets much easier!

NJ is a tough state to evict.

Lending is tough, you need to know the market you're lending in, usually you want to have an understanding of credit-risk and be able to pull credit and run background to get a better read on your borrower.

Yes, the market here right now has been really tough, and trying to sell your properties to other investors with section 8 tenants will likely be fairly problematic at this current time.

That's tough to answer without knowing the details of what happened.

I’m a mother, a wife, and I work in healthcare, so balancing everything is tough, but real estate is my passion, and I’m chasing my dreams.