Tell her she has two choices: move out or face the judge.

For a beginner investor, the choice between using maximum leverage or putting more cash upfront to build equity depends on several factors including risk tolerance, financial stability, and long-term investment goals. 

It also has become a popular travel destination over the last 5 years or so, so there has been an increase in competition in the STR space as well. 

My goals would be to increase monthly cash flow and have more access to the property's equity for things like Cap Ex, etc....Here's a blurb from a lender's website:"By combining banking functionality with home financing into one dynamic instrument, borrowers are able to save tens of thousands of dollars and years off their loan""Designed after popular programs around the world, the All In One First Lien HELOC is the nation’s first transactional offset type-mortgage program.Home financing and banking combined:Deposits lower your loan’s principalFunds remain available for expensesInterest is calculated on the average daily balanceThis lowers the monthly interest paymentsTens of thousands of dollars can be saved over the life of the loanMortgage freedom can be achieved in half the time or less

Peer-to-Peer:  Popular apps that allow anybody to pay each other. 

If STR's are popular in the market you are in likely there is a designer who will pick out and set up your entire place.3 - Go yourself. 

Quote from @Mo Karim: With every increasing regulations on short term rentals, midterm rentals is becoming more popular with investors. 

., as Bad habits in one area typically carry over to other areas, and will land you a poor Tenant (or co-signer) choice.

The American system is designed for choice, FREE choice. 

But since MTR became popular especially in Vegas we just went to our broker who placed the tenant for a lease fee and its worked great.. its a nice way to go this MTR..