As an AirBnB SuperHost, I sometimes leave a bottle of wine, some fine chocolate or a case of beer for my STR tenants in San Francisco.

Pratically the bank will just issue a new loan for new terms at that time, but theoretically they can just refuse to and collect, for example if the bank is in a pinch.

If you really pinched for cash you could even get a personal loan from someone you know to pay your remaining 10%, maybe a 5yr interest only from a self directed IRA you could pay off with the cash flow.

Another angle would be to see if you can get that appraisal just a pinch higher.

If you're stretched too thin to get the property just make sure you have contingency plans once you buy or other funds you can access in a pinch.

Thank you @Tyler Mutch - right now I'm thinking of putting the breaks on this deal as it will put on pinch on available cash as I'm rehabbing another rental atm. 

Confidence, hard work, and a pinch of luck to find the deal seems to be the key ingredients!

It is right around the corner from OCF's new development on the former chocolate factory in graduate hospital.

It is right around the corner from OCF's new development on the former chocolate factory in graduate hospital.

As a newbie, I want to maximize my time more than pinching pennies to save on cash flow and so I’ve gone back and forth on managing properties myself.