I thought I had to buy a home like my parents (20% and on my own).

You can incentivize paying their rent ahead (by semester/term) via lump sums when they get their student loan reimbursements and also have their parents co-sign their lease for a backup plan if you don’t feel comfortable enough with them solely on the lease.

Im 21 now and still live with my parents so expenses are low, but my goal is to make 50k in active income by Dec 31st, 2024 and I have been brainstorming about somehow wholesaling but also using my license as an agent to get clients and potentially find off market leads and instead of putting them under contract myself like a wholesaler and then assigning them, is there a way y'all can think of to just bring those leads as an agent to cash buyers and get a commission without them taking the deal from under me?

Parents typically foot the bill, so students are not as price sensitive.

Yesterday, I had the opportunity to drive through a potential community with my parents.

I also live at home with my parents when on my off days.My issue lies here.

It is possible that a donation into a charitable trust of the boot proceeds (the recognized gain) could offset. 

After all that extra time with your parents coming back around the holidays and giving yourself strong footing to have a comfortable life is worth considering. 

@Brandon Chung college is the best time to do it, but you would get their parents as co-signers just in case they stop paying.

After years of having to sleep on one at my parents house we finally just started booking a hotel.