It was in a over the garage office/bedroom that never got used.

You have to hand write each letter or postcard, hand write each envelope or postcard, hand stamp each one of them, and take them to the post office.

Here’s how to find a broker you can trust:Ask for Referrals: Reach out to fellow investors or real estate agents for recommendations.Check Credentials: Look for brokers who are licensed and members of professional organizations, such as the National Association of Mortgage Brokers (NAMB).Review Their Track Record: Ask about their experience with real estate investment loans and request client testimonials.Interview Multiple Brokers: Prepare questions about their lender network, fees, and typical loan turnaround times.Evaluate Their Communication: Choose someone who listens to your needs and provides clear, honest advice.4.

How to Track Regulatory ChangesStaying up-to-date might seem daunting, but the right strategies and resources make it manageable.Key Resources:Local Government Websites: These often publish updates to zoning, rental, and housing codes.Real Estate Associations: Organizations like the National Association of Realtors (NAR) or local landlord associations offer regular updates and seminars.Newsletters and Blogs: Subscribe to reputable legal or real estate blogs for insights into upcoming changes.Professional Advisors: Build relationships with real estate attorneys and property management professionals who can provide guidance tailored to your market.Pro Tip: Set up Google Alerts for terms like “rental law changes” or “landlord regulations” in your area to receive real-time updates.3.

Her income now is SS of around $2400 and a basic 40hr office job that pays all of $17/hr, but she is retiring with this move.

Does that qualify for a home office tax exemption?

Everyone THINKS they’d be happy being a “full time” investor, but I’ve seen many go into depression when they’re alone working out of a home office and they don’t have the comraderie, social interaction, and discipline of a daily job routine. 

We live in Kihei now since the Lahaina fire destroyed our home, office and an investment condo.

to simplify, here's what i would do: don't borrow private money, or partner, until you have a track record. 

An experienced private money lender will want to see a track record.